Educating Motorists to Coexist with Cyclists

By Cory Bilton

Gallows 1

Bicycles are becoming more common on roadways in DC, Maryland, and Virginia.  It seems that almost every street I travel down, there is a mix of bicycles, motor vehicles, and pedestrians.  Brand new Capital Bikeshare stations seem to be cropping up on every street corner.  On my ride into work in the morning (from Ballston to Dupont Circle), I see numerous cyclists out for a morning spin, bicycle commuters with their panniers, and bikeshare riders on short trips (even the occasional man in a suit or woman with heels on).  The growth of bicycle use in the DC area is probably due to a combination of mind-numbing vehicle congestion, the difficulty and expense of parking, and the growing social acceptance of bicycles as a form of transportation.

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Effective July 1, Virginia Doctors Can’t Pick Which Insurance to Bill

By Cory Bilton

Same Egg Different Price

As many accident victims and attorneys in the DC area know, doctors and hospitals charge far more than they consider their services to be worth.  Although this has been the true for a long time, the topic is getting a lot of press lately following Medicare’s release of data showing the prices hospitals charge for the most common inpatient procedures (examples here and here).  Similar to Medicare, private health insurers do not pay the price charged by doctors and hospitals either, but instead pay a lower, contractually negotiated price for medical care provided to its members.  For simplicity, I’ll refer to the price that doctors and hospitals charge as the “list price” and the negotiated rate that doctors and hospitals actually receive the “insurance price.”  The list price is always far, far more than the insurance price.  For this reason, doctors and hospitals would prefer to be paid the list price.

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